<![CDATA[Factoring and Finance Consultancy by AJ Martin & Co. Ltd: Latest News]]> http://www.factoringandfinance.co.uk Sat, 19 May 2012 15:13:40 +0000 <![CDATA[Late Payment Pain]]> http://www.factoringandfinance.co.uk/late-payment-pain/ Wed, 01 Feb 2012 08:33:22 +0000 http://www.factoringandfinance.co.uk/late-payment-pain/ Late Payment Pain

A staggering £24 billion is owed to UK companies in the form of late payments (BACS, the payments body) putting a huge strain on the UK’s SMEs cash flow, and who are the worst offenders? Big companies!

According to the survey, 35% of SMEs sometimes have to wait 39.5 days past their agreed terms for payment from larger companies to pay up. So the SMEs are supporting Big Business - shouldn’t this be the other way round?

Now these big companies have the cash reserves to absorb a couple of outstanding invoices but for an SME that unpaid invoice could be the difference between paying their staff or not.

Factoring can help ease the anxiety late payments cause SMEs. Not only by unlocking some of that cash, which is frustratingly tied up in unpaid invoices, but the hassle of chasing of outstanding invoices can also be passed over to our team of experienced credit controllers, freeing up valuable time.

Why not call to discuss further?

Call Andrew Martin on 07976 033426


]]> Late Payment Pain

A staggering £24 billion is owed to UK companies in the form of late payments (BACS, the payments body) putting a huge strain on the UK’s SMEs cash flow, and who are the worst offenders? Big companies!

According to the survey, 35% of SMEs sometimes have to wait 39.5 days past their agreed terms for payment from larger companies to pay up. So the SMEs are supporting Big Business - shouldn’t this be the other way round?

Now these big companies have the cash reserves to absorb a couple of outstanding invoices but for an SME that unpaid invoice could be the difference between paying their staff or not.

Factoring can help ease the anxiety late payments cause SMEs. Not only by unlocking some of that cash, which is frustratingly tied up in unpaid invoices, but the hassle of chasing of outstanding invoices can also be passed over to our team of experienced credit controllers, freeing up valuable time.

Why not call to discuss further?

Call Andrew Martin on 07976 033426


]]> <![CDATA[Avoid becoming a statistic ]]> http://www.factoringandfinance.co.uk/avoid-becoming-a-statistic/ Tue, 04 Oct 2011 06:37:16 +0000 http://www.factoringandfinance.co.uk/avoid-becoming-a-statistic/ Avoid becoming a statistic

The Bank of England’s recent Credit Conditions Survey found that default rates on loans
in Q2 increased for small businesses. By acting now, an invoice finance provider can
help your business to avoid becoming part of these statistics.  

In addition to trying to win new business, companies are equally concerned about whether their
existing customers can pay, and on what terms.  Businesses often rely on loans and overdrafts
to provide the capital they need; in recent years however, a variety of invoice finance options,
such as factoring have helped SMEs to ease their funding gaps.

Not only do these arrangements have more flexibility than bank loans, but they are quicker and
tailored to a company’s specific requirements. In both good and challenging markets,
invoice finance can provide the flexibility and access to capital that a business needs to thrive and grow.
The annual cost of a factoring facility starts as low as 1% of sales so it is a very cost effective
option for business owners.

Why not find out how we can help your business?

Call us now on 0845 643 4722

]]> Avoid becoming a statistic

The Bank of England’s recent Credit Conditions Survey found that default rates on loans
in Q2 increased for small businesses. By acting now, an invoice finance provider can
help your business to avoid becoming part of these statistics.  

In addition to trying to win new business, companies are equally concerned about whether their
existing customers can pay, and on what terms.  Businesses often rely on loans and overdrafts
to provide the capital they need; in recent years however, a variety of invoice finance options,
such as factoring have helped SMEs to ease their funding gaps.

Not only do these arrangements have more flexibility than bank loans, but they are quicker and
tailored to a company’s specific requirements. In both good and challenging markets,
invoice finance can provide the flexibility and access to capital that a business needs to thrive and grow.
The annual cost of a factoring facility starts as low as 1% of sales so it is a very cost effective
option for business owners.

Why not find out how we can help your business?

Call us now on 0845 643 4722

]]> <![CDATA[Alternative forms of financing ]]> http://www.factoringandfinance.co.uk/alternative-forms-of-financing/ Thu, 14 Jul 2011 15:08:29 +0000 http://www.factoringandfinance.co.uk/alternative-forms-of-financing/

Alternative forms of financing

Banks not lending to SMEs is by no means a new thing and something that appears almost daily in the newspapers. But did you know that invoice finance providers are not as nervous when it comes to lending?

Factoring or invoice discounting provides an instant cash injection, and immediately provides working capital with a minimum of fuss.

Invoice finance releases the money tied up in customer invoices, and raises up to 85% in cash for working capital and expansion. Furthermore, cashflow becomes far more predictable and regular.

In challenging situations this can be done without the need for additional security that may well be required by a Bank, assuming it is willing to lend in the first place!

  


Why not give us a call? 0845 643 4722

]]>

Alternative forms of financing

Banks not lending to SMEs is by no means a new thing and something that appears almost daily in the newspapers. But did you know that invoice finance providers are not as nervous when it comes to lending?

Factoring or invoice discounting provides an instant cash injection, and immediately provides working capital with a minimum of fuss.

Invoice finance releases the money tied up in customer invoices, and raises up to 85% in cash for working capital and expansion. Furthermore, cashflow becomes far more predictable and regular.

In challenging situations this can be done without the need for additional security that may well be required by a Bank, assuming it is willing to lend in the first place!

  


Why not give us a call? 0845 643 4722

]]>