Invoice Finance, Invoice Discounting, Invoice Factoring, Factoring Company Broker Services

Factoring Company

Factoring and Finance Brokers such as AJ Martin and Co Ltd have long been regarded as industry leaders in invoice factoring, discount and finance and as such offer some of the best value services around. It will take any company very little time to see why they have achieved this status in the market of finance. All in all invoice factoring should be considered by most if not all companies who are looking for that little extra cash flow. In the end what can it hurt just to check it out? 

Invoice discounting and Invoice factoring Services

Raising Finance for any business can be a tricky exercise at the best of times. We assist companies, with our Factoring and Invoice Discounting Broker Services, of all sizes and in many sectors first of all understand their finance needs by preparing cashflow forecasts and Business Plans as many still work from hand to mouth and often find out too late that they require more funding. That is the worst time to ask for additional funding much better to go to the marketplace ahead of the requirement to achieve a better result ie rates and success.

We also provide consultation on the form of finance available with contacts across the industry such as Equity Finance, Term Loans, Invoice Finance or Factoring, Venture Capital.

Some businesses just need their accounting systems improving so that first of all they know what money is owed to them and what they owe but also so that effective credit control procedures are followed. This will typically reduce debtor days by 20% which on a £1,000,000 debtor book is an additional £200,000 of working capital freed up.

Invoice Finance has grown to become the number one form of Business growth finance available partly due to the security asked for. There are numerous products available to suit businesses at all stages of the growth cycle and aspirations.

We have been advising clients as a Commercial Finance Broker for a number of years now and hopefully this website will answer some of your questions about what is available in the world of Invoice Finance. We have a page of technical terms and explanations in our Glossary.

Past projects have included Business Plan preparation for fund raising exercises, Implementation of Accounting and Stock control systems, Selection and specifying of Computer systems, Invoice Finance and Factoring Solutions Brokerage. 

We would however love to talk to you and discuss your requirements.

We cover the whole of the Northwest including Cumbria, Lancashire, Northumberland, Manchester, Leeds,Yorkshire,Cheshire

Call us on 0845 6434722

Invoice Discounting Brokerage

Any business that uses invoicing to receive payments from customers inevitably reaches a point where the cash flow and the company’s expected turnover have reached two separate figures. Although the expected turnover is normally going to be a high figure, the cash flow amount could be considerably lower due to payments remaining unpaid by debtors. While this has no negative effect on the value of the company, the fact of the matter is that the available cash flow, which is often used to stimulate more business, will not be available until all outstanding invoices have been paid.

This is the point where some companies will feel they have reached an impasse and must simply wait for the payments to be completed before they begin to move forward again. On the other hand, some of the more up to date companies will turn to companies that offer invoice discount schemes.

Invoice Factoring Brokerage

This can be an essential service for companies that are either just starting out or those that wish to take the next step up the ladder of growth and become that little bit more successful. The term to get into the right mind set is ‘prepayment’ as opposed to repayment. As a business will be paid almost instantly for the services they have provided the financial planning required will be a lot less long term. To give some scope on the amount that a company can expect to be paid in advance for their outstanding invoices, depending on the finance company providing the service they can expect up to 90% of outstanding balances to be made available through a line of rolling credit.

The advantages to having a rolling line of credit are easily evident; once an invoice has been paid and the next one issued, the line of credit becomes refreshed. Considering the small fee that is charged for such a service it would be folly for almost any company to overlook it as a viable option of raising finance. All in all it is very much down to the individual company what the rates and repayment schemes will be like, but in the end a little research can go a long way.

Factoring and Finance Brokers such as AJ Martin and Co Ltd have long been regarded as industry leaders in invoice factoring, discount and finance and as such offer some of the best value services around. It will take any company very little time to see why they have achieved this status in the market of finance. All in all invoice factoring should be considered by most if not all companies who are looking for that little extra cash flow. In the end what can it hurt just to check it out? 

Why Use a Broker?

There are many providers of Finance you can find by using Google and the Yellow Pages, but which on is right for you and your individual circumstances.

A Broker will be able to understand your requirements and suggest a shortlist of providers from which quotes can be arranged and the best deal be achieved.